Jul 21, 2026
MEM Sr. Manager of Claims Operations Shannon Fox breaks down what a workplace injury really costs a business: The claim itself, the indirect costs most employers overlook, and the long-term impact on your e-mod and premium. Plus, a practical checklist for reducing both, from incident investigation to...
Jul 7, 2026
Your e-mod is more than a premium multiplier. It’s a record of how your business handles safety and claims. MEM Underwriting Team Manager Jennifer Loy draws on 18+ years of underwriting to reflect on the habits that define a business’s e-mod – good or bad.