Jul 7, 2026
Your e-mod is more than a premium multiplier. It’s a record of how your business handles safety and claims. MEM Underwriting Team Manager Jennifer Loy draws on 18+ years of underwriting to reflect on the habits that define a business’s e-mod – good or bad.
Jun 16, 2026
When a catastrophic injury occurs, the recovery process involves several phases, multiple providers, and months of coordination. Arm Dynamics Clinical Manager Julian Wells walks employers through the prosthetic rehabilitation continuum and explains why communication – between the carrier, the clinical team, and the...
Jun 2, 2026
Most employers treat workers compensation as a line item. The ones who treat it as a strategy – investing in safety, building working relationships with their agent and carrier – end up with lower e-mods, better claim outcomes, and a team that’s already prepared if an injury occurs. In this episode, MEM's John...
May 5, 2026
A low claim count can mean your safety program is working – or it can mean employees don’t feel safe enough to speak up. Brad Minor, MEM Senior Safety and Risk Consultant, breaks down the real cost of delayed and unreported injuries, why well-intentioned incentive programs backfire, and the steps employers can take...
Aug 15, 2025
When treatment isn't progressing or complications arise in workers' compensation claims, second medical opinions can provide crucial clarity. MEM Claims Operations Manager Shannon Fox shares the warning signs that signal when a second opinion is needed, how state laws affect the process, and how employers can navigate...