Aug 15, 2025
When treatment isn't progressing or complications arise in workers' compensation claims, second medical opinions can provide crucial clarity. MEM Claims Operations Manager Shannon Fox shares the warning signs that signal when a second opinion is needed, how state laws affect the process, and how employers can navigate...
Aug 1, 2025
Most business owners know that payroll affects their work comp premium. Did you know it also determines who's covered if an injury happens? From naming the wrong business entity to classifying subcontractors, payroll mistakes can create coverage gaps and surprises at audit time. MEM Underwriting Specialist Tammy...
Jul 1, 2025
In the world of workers compensation, loss runs affect a business's risk evaluation. Underwriters look carefully at a company's claim history. This process gives them an understanding of how frequently claims are happening, how severe they are, and if a business is putting effort into reducing workplace risk. Learn the...
Jun 2, 2025
Many employers have misconceptions about how workers compensation actually works. Some don't understand what types of injuries are covered. Others aren't sure how claims impact their business - or how they can be involved in the process. These misunderstandings can lead to costly mistakes and missed opportunities to...
May 1, 2025
If you're a business owner, you know that workers compensation isn't just a policy. It's a tool to protect your employees and your bottom line. But what happens after you receive your policy? How can employers control work comp costs and set themselves up for a smooth renewal at the end of the year? Follow each step of...